Four ways to sell a house, each explained like you already own a calculator
Four proposals, one honest conversation.
Cash, seller finance, mortgage takeover, or a hybrid of the last two. Every option explained, every tradeoff printed next to it, and your attorney invited to the table.
DWAE
01CASH
Dwae · cash proposal
Cash Proposal
The plain one. A number, a closing date, and no bank in the room.
Fastest of the four
Sold as it stands, no repairs
No lender, no appraisal, no plot twists
DWAE
02FIN
Dwae · seller finance
Seller Finance Proposal
You play the bank. Higher price, paid over time, secured by the house you just sold.
Higher price than cash
Monthly income, with interest
Secured by a recorded lien
DWAE
03TAKE
Dwae · mortgage takeover
Mortgage Takeover Proposal
The existing loan stays put, and someone else takes on the payments and the house. The industry calls it “subject-to.”
Payments stop being your problem
No new financing needed
Built for loan-shaped problems
DWAE
04HYB
Dwae · hybrid proposal
Sub-To Hybrid Proposal
A mortgage takeover for the loan, plus seller financing for the equity. Two problems, one closing.
Your equity, paid as income
Payments handled from day one
Keeps a low rate working
Not sure which proposal fits your situation?
Tell us about the house and the loan; the right one usually explains itself. Buying across the West Coast.
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