Cash offer for a rental in Portland I was tired of. Weeks, not months, and nobody walked through the house but the one visit.

They explained seller financing like I was a smart person, not a mark. I took the higher price over time and the payments have landed on the first of every month since.

I was behind on the mortgage and every other buyer wanted a discount for it. The takeover option let me leave without a foreclosure, and the protections were in the contract, not in a speech.

My CPA liked the seller-finance version better than the cash one. So did my mother, and she has never liked anything a buyer said in her life.

Mortgaged rental in Tacoma with a lot of equity. The hybrid pays us the equity monthly, the payments are off our plate, and our attorney read every page before we signed.

Four offers on one sheet with the tradeoffs written out. I picked the cash one and never felt pushed toward the others. Calm from start to finish.